Zero-factor authentication offers mobile users more security with zero friction. Working passively in the background, Incognia's zero-factor authentication solution makes use of GPS, Wifi, Bluetooth and device signals to identify trusted users and detect anomalies.
Incognia determines whether the user logging in is at a trusted location that matches their past location behavior. If the location matches, the user is authenticated without providing a password. If the real-time and historical location does not match, an additional challenge is recommended.
Incognia collects location data to generate a location identity for each mobile user. When asked for a risk assessment, Incognia compares the device logging in against the device fingerprint and location identity of the device associated with the existing account. The analysis determines whether the device has previously been associated with that account, if it has been tampered, and whether the current location of the device matches the user's location identity to prevent fraudulent account access.
The user is asked to provide their username or email by the client app.
Incognia verifies the device and matches the user's current location with their established location identity to provide risk assessment for authentication.
Based on Incognia's risk assessment, the user is authenticated without friction or challenged with an additional authentication factor.